Our NVR Settlement Processor called today to introduce herself! Just one more step in the process of becoming homeowners. She was so nice and didn't sound rushed at all, even though I am sure she has tons to do! So a big thank you to Talia!!
I also spoke with our SR today to get the down low on the FHA approvals. She said they expect the approval this week and even if the approval were to come in on Friday, there shouldn't be any problem with closing by the second week of February like we had always planned for. She also promised to call or email as soon as she heard anything. Fingers crossed we heard from her soon.
She also commented that she was very surprised I managed to stay away for yet another weekend. I am pretty proud of myself for sticking to my original plan, although I will admit I was ready to make the 40 minute drive yesterday to go see it, but Mike guilt tripped me into staying home.
1 DAY, 14 HOURS, 42 MINUTES & 35 SECONDS until our walk through!
Monday, January 28, 2013
Sunday, January 27, 2013
Upcoming Pre Settlement Demonstration
And there are so many worries going through my head.
For one, as the days go by, I become more and more upset about the height of the listello in our shower. As many times as I have seen it in other Ryan Home's bathrooms, I KNOW it is not supposed to be that low. I should have said something about it when I saw it and now I'm sure we are stuck with it. It simply looks like shoddy work. THANKS TAC TILE.
I've heard horror stories of it taking MONTHS for Ryan to fix items on the punch list, when really they should be fixed before closing. Although I am sure it happens less than most of the time. But I still so desperately want to go visit today and "blue tape" everything I see. It will give them more time to fix everything we see. I don't want to close until 99% of our punch list is done. Is this asking too much? This will also allow Mike and I to enjoy our walk through on Wednesday. Mike says we aren't allowed to go. He is making me stick to my original plan. BOO!
Sorry for the rant, I really dislike posting negative things, but I had to get it off my chest.
For one, as the days go by, I become more and more upset about the height of the listello in our shower. As many times as I have seen it in other Ryan Home's bathrooms, I KNOW it is not supposed to be that low. I should have said something about it when I saw it and now I'm sure we are stuck with it. It simply looks like shoddy work. THANKS TAC TILE.
I've heard horror stories of it taking MONTHS for Ryan to fix items on the punch list, when really they should be fixed before closing. Although I am sure it happens less than most of the time. But I still so desperately want to go visit today and "blue tape" everything I see. It will give them more time to fix everything we see. I don't want to close until 99% of our punch list is done. Is this asking too much? This will also allow Mike and I to enjoy our walk through on Wednesday. Mike says we aren't allowed to go. He is making me stick to my original plan. BOO!
Sorry for the rant, I really dislike posting negative things, but I had to get it off my chest.
Friday, January 25, 2013
Let the countdown begin!
The cool countdown widgets do not work with the Dynamic layout I have chosen for our blog, so just in case anyone was wondering....
5 DAYS, 0 HOURS, 52 MINUTES & 19 SECONDS until our Pre Settlement Demonstration!!! WOOHOO!
Still no word on when exactly our closing date is. :(
5 DAYS, 0 HOURS, 52 MINUTES & 19 SECONDS until our Pre Settlement Demonstration!!! WOOHOO!
Still no word on when exactly our closing date is. :(
Tuesday, January 22, 2013
Tile- Decisions, Decisions
Mike and I have been trying to decide on a tile for our kitchen back splash. We got word last week that Adam WAS indeed able to remove the 4" granite back splash from the wall which is EXCELLENT news. The problem is, this means that our wall has no protection from splatter and water damage so one of the first DIY projects we have planned is installing tile back there.
Mike has expressed to me (after making him come with me to the tile store) that he doesn't care what we get as long as its easy to maintain. So the decision is left to me!
Just to refresh your memory, this is what our kitchen looks like (minus the 4" granite piece on the wall).
The picture is a little fuzzy but you get the idea. And here it is a little closer....
There are a lot of dark brown, black and tan colors in the granite. It has been very difficult finding something that I am happy with, but here is what I have narrowed it down to...
My top choice is this Ivory Beveled Arabesque tile. (found HERE) I think having a lighter back splash will bring the lighter colors out in the granite.
I LOOOOOVE this tile. They also have it in a grayish tan color found HERE.
I have ordered samples of each to see if the colors work at all. It's a little on the pricey side but I am hoping it goes on sale at some point. If not, here are my alternatives...
THIS Durango 2x4 Brick - Tumbled Tile
or THIS Glass Subway Tile in the color Khaki, which I also have a sample for.
I am hoping to have all of my samples ready for our walk through on the 30th which is next week! Mike and I are DYING to see our home in its completed state. This past weekend was our first weekend not visiting it since the construction process started. It was very hard to stay away!
Mike has expressed to me (after making him come with me to the tile store) that he doesn't care what we get as long as its easy to maintain. So the decision is left to me!
Just to refresh your memory, this is what our kitchen looks like (minus the 4" granite piece on the wall).
The picture is a little fuzzy but you get the idea. And here it is a little closer....
There are a lot of dark brown, black and tan colors in the granite. It has been very difficult finding something that I am happy with, but here is what I have narrowed it down to...
My top choice is this Ivory Beveled Arabesque tile. (found HERE) I think having a lighter back splash will bring the lighter colors out in the granite.
I LOOOOOVE this tile. They also have it in a grayish tan color found HERE.
I have ordered samples of each to see if the colors work at all. It's a little on the pricey side but I am hoping it goes on sale at some point. If not, here are my alternatives...
THIS Durango 2x4 Brick - Tumbled Tile
or THIS Glass Subway Tile in the color Khaki, which I also have a sample for.
I am hoping to have all of my samples ready for our walk through on the 30th which is next week! Mike and I are DYING to see our home in its completed state. This past weekend was our first weekend not visiting it since the construction process started. It was very hard to stay away!
Friday, January 18, 2013
Closing Date Update
While we still do not have a firm closing date, Lauren did have a chat with Adam about the FHA paperwork and they both expect it to come back on 28 January, which would still have us closing the second full week of February assuming NVR has their share of the work done. Not 27 February like NVR told us. She said that once that paperwork comes back they will be able to give us a firm closing date.
From now on I am just going to go to Lauren when I have questions about these things. She and Adam seem to be the most informed of the team of people working with us anyway!
They are awesome and Lauren seems to know how to talk me down from a ledge too which is an added bonus.
I am no longer a Stressasaurus Rex.
From now on I am just going to go to Lauren when I have questions about these things. She and Adam seem to be the most informed of the team of people working with us anyway!
They are awesome and Lauren seems to know how to talk me down from a ledge too which is an added bonus.
I am no longer a Stressasaurus Rex.
Thursday, January 17, 2013
The left hand is not talking to the right hand!
I can already tell this is going to be a problem. It's also REALLY stressing me out.
Last month, around Christmas time, Lauren our SR called me to tell me that we had to sign a change order/addendum for our address because Ryan Homes had spelled it incorrectly on our paperwork. (the whole row of homes had to be redone) No big deal. These things happen. I got it back to her pretty quickly.
Fast forward to today, and just by chance I mentioned the spelling change to our loan processor, Chrissy because she and I were puzzled as to why the FHA paperwork (condo approval) could be delayed. Well, come to find out this was the first time Chrissy/NVR had heard of this particular addendum because Ryan Homes failed to let them know. While it is possible this change might have delayed the process, whats more frustrating to me is that NVR had no idea there was even a change! At this point the FHA process is out of everyone's hands because the government has to do their thing, but I think this address change oversight was completely preventable.
Can you imagine how awful it would have been to show up at closing only to be turned away because the street name in the paperwork was spelled incorrectly? It would have happened to not only Mike and I, but for all 5 of the other units on that street!!!
Add to that, Chrissy also mentioned that our closing date was now listed as 27 February. This is SO MUCH later than we had expected!!
Why can't they get their act together and start TALKING TO EACH OTHER?!
**I did call Kay our loan officer in the middle of typing this post to chat with her and she did assure me that if the paperwork comes in early they can turn it around in about two weeks so there is still a chance that we could close earlier than the 27th. But there is still a great big IF in there because there is no telling WHEN exactly that FHA paperwork comes back. Kay also said that VHDA is usually OK with extending a rate a couple of days past its expiration so that was a relief to hear. I certainly hope it doesn't come to that though.
The new semester starts up again so I do hope they finally get it all together. I am not going to have time to track everything down once I get buried in assignments!!
Last month, around Christmas time, Lauren our SR called me to tell me that we had to sign a change order/addendum for our address because Ryan Homes had spelled it incorrectly on our paperwork. (the whole row of homes had to be redone) No big deal. These things happen. I got it back to her pretty quickly.
Fast forward to today, and just by chance I mentioned the spelling change to our loan processor, Chrissy because she and I were puzzled as to why the FHA paperwork (condo approval) could be delayed. Well, come to find out this was the first time Chrissy/NVR had heard of this particular addendum because Ryan Homes failed to let them know. While it is possible this change might have delayed the process, whats more frustrating to me is that NVR had no idea there was even a change! At this point the FHA process is out of everyone's hands because the government has to do their thing, but I think this address change oversight was completely preventable.
Can you imagine how awful it would have been to show up at closing only to be turned away because the street name in the paperwork was spelled incorrectly? It would have happened to not only Mike and I, but for all 5 of the other units on that street!!!
Add to that, Chrissy also mentioned that our closing date was now listed as 27 February. This is SO MUCH later than we had expected!!
Why can't they get their act together and start TALKING TO EACH OTHER?!
**I did call Kay our loan officer in the middle of typing this post to chat with her and she did assure me that if the paperwork comes in early they can turn it around in about two weeks so there is still a chance that we could close earlier than the 27th. But there is still a great big IF in there because there is no telling WHEN exactly that FHA paperwork comes back. Kay also said that VHDA is usually OK with extending a rate a couple of days past its expiration so that was a relief to hear. I certainly hope it doesn't come to that though.
The new semester starts up again so I do hope they finally get it all together. I am not going to have time to track everything down once I get buried in assignments!!
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