Join our crazy journey of purchasing and building our first home ever, all thanks to Ryan Homes and NVR.
CAMI, THIS IS AWESOME!!!
How did you manage to get such an awesome rate? Is this VA? It is wonderful!
Our loan is a VHDA-financed, FHA-insured loan. It is one of the 100% financing loans available in Virginia. VHDA stands for Virginia Housing Development Authority. While our rate is very low, our payment is a little higher because we are rolling our closing costs into the loan. This special loan made it possible for us to buy our home, because otherwise we wouldn't have had enough for a down payment, closing costs AND earnest money to begin building.