Earlier this week there were rumblings that we may be closing on February 1st. In the back of my mind I was thinking, "but how could this be?!, we've always been told the middle of February!!". I took it with a grain of salt because so many different people have said many different dates, this was just another to add to the list.
Well, today I got confirmation that, barring any weird stuff going on, we WILL be closing on February 1st!
I'm excited and terrified all at the same time. THAT IS 3 WEEKS FROM NOW!!!
We can't have our first mortgage payment until April because we REALLY don't want to pay both rent and mortgage together in March. But because its the 1st -5th of the month, they typically offer interest credit to close during that time, making the first payment the following month. If we decline the interest credit, we will have our first payment in April, however we will still have to pay the entire month of interest at closing which we were not planning for.
Remember last week when I had a minor freak out about the granite? Well right now, this is a bonafide, real life, Cami Kotwicki freak-the-smurf-out situation.
Did I say I was excited?! I AM VERY EXCITED! But I fear we may have to push back closing to accommodate our budget. :(